# Free HRA Calculator

> Calculate HRA exemption under Income Tax Act based on actual HRA, rent paid and basic salary. Free, no sign-up, by Staff Khata.

HRA exemption is the lowest of three amounts: actual HRA received; rent paid minus 10% of basic salary; and 50% of basic for Delhi, Mumbai, Kolkata or Chennai (40% elsewhere). Example: basic ₹50,000, HRA ₹20,000, rent ₹18,000 in a metro gives min(20,000, 13,000, 25,000) = ₹13,000 a month exempt. HRA exemption is only available under the old tax regime.

## Inputs

- Basic Salary per Month (₹)
- HRA Received per Month (₹)
- Actual Rent Paid per Month (₹)
- City Type

## Frequently asked questions

### Do I need my landlord's PAN for HRA?

Yes, if annual rent is more than ₹1 lakh.

### Can I claim HRA in the new tax regime?

No. HRA exemption under Section 10(13A) is not available in the new regime.

Use the calculator: https://staffkhata.com/free-tools/hra-calculator