# Free TDS Calculator

> Calculate exact TDS deductions based on annual income and applicable tax regime. Free, no sign-up, by Staff Khata.

TDS on salary = estimated annual income tax ÷ 12, deducted every month. Under the new regime for FY 2025-26 the slabs are 0% up to ₹4 lakh, 5% for ₹4–8 lakh, 10% for ₹8–12 lakh, 15% for ₹12–16 lakh, 20% for ₹16–20 lakh, 25% for ₹20–24 lakh and 30% above, with a ₹75,000 standard deduction. The Section 87A rebate makes tax nil up to ₹12 lakh of taxable income. Add 4% health and education cess.

## Inputs

- Annual Gross Income (₹)
- Tax Regime
- Age Group
- Annual PF Deduction (₹)
- HRA Exemption (₹)
- 80C + Other Deductions (₹)

## Frequently asked questions

### Is the new tax regime the default?

Yes. Employees are taxed under the new regime unless they tell their employer they choose the old regime for that year.

### How much TDS on ₹15 lakh salary under the new regime?

Taxable income after the ₹75,000 standard deduction is ₹14.25 lakh. Tax = ₹20,000 (4–8 lakh) + ₹40,000 (8–12 lakh) + ₹33,750 (12–14.25 lakh) = ₹93,750, plus 4% cess = ₹97,500 a year, or about ₹8,125 a month.

Use the calculator: https://staffkhata.com/free-tools/tds-calculator